Settling Financial Obligations
Before departing the UAE permanently, it is imperative to close all outstanding liabilities with financial institutions. This includes settling credit card balances, personal loans, and auto loans. Under UAE law, an unpaid debt can lead to a police case and a subsequent travel ban, which may result in detention upon re-entry or even during transit through UAE airports. Obtaining a 'Liability Clearance Certificate' from your bank is the only definitive proof that your accounts are settled.
Employment and Residency Formalities
Employees must ensure their work permit and residency visa are properly cancelled by the employer. A simple resignation is not sufficient; the formal cancellation process through MOHRE or the relevant Free Zone authority must be completed. Ensure that all end-of-service benefits (gratuity) are calculated correctly and received before signing the final cancellation document, as signing often constitutes an admission that all dues have been paid.
Utility Closures and Lease Terminations
Residents must formally terminate their tenancy agreements in accordance with the notice period specified in their contract. Failure to do so may result in claims for unpaid rent. Additionally, 'Final Bills' must be requested and paid for electricity, water (DEWA/ADDC), and telecommunications (Etisalat/Du). Retaining these final clearance certificates is vital to prevent future legal complications or claims from service providers.